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Financial Aid

Programs & Policies


Students have the responsibility to understand federal and institutional regulations regarding financial aid.

Visit the links below to review policies and procedures:

  • Standards of Academic Progress: Federal regulations (CFR 668.32(f) and 668.34) require a student to move toward the completion of a degree or certificate within an eligible program when receiving financial aid. Specific requirements for academic progress for financial aid recipients are applied differently than Scholastic Standards. Federal regulations state that Academic Progress Standards must include a review of all periods of enrollment, regardless of whether or not aid was received. Students will be evaluated using the standards listed in the policy. Failure to meet any of these minimum standards will result in loss of title IV, HEA program (federal financial aid) eligibility. Read Full MCCCD SAP Policy Here 
  • MCCCD Online Policy Manual 
  • Pell Census Date 
  • Student Loan Code of Conduct 

Note: Only those with a lawful presence in the U.S. may qualify for MCCCD scholarships or federal financial aid. Any information you provide about your legal status when you apply for financial aid or scholarships may be subject to mandatory reporting to the federal immigration authorities under Arizona law. This does not apply to private scholarship funds held in and distributed by the Maricopa Community Colleges Foundation.



Brief Description (Follow link for complete description and eligibility requirements.)


Pell Grants A Federal Pell Grant award is based on financial need, costs to attend, and student status. Unlike a loan, a Pell Grant does not have to be repaid. FAFSA
FSEOG The Federal Supplemental Educational Opportunity Grant (FSEOG) is a grant offered to students in extreme financial need. Students who qualify for the Pell Grant and have very low expected family contributions will receive first consideration.
Federal Direct Student Loan (Subsidized & Unsubsidized) 

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department), though the entity you deal with, your loan servicer, can be a private business.

  • Subsidized Loans: for students with demonstrated financial need, as determined by federal regulations. No interest is charged while a student is in school at least half-time, during the grace period, and during deferment periods.
  • Unsubsidized Loans:  not based on financial need; interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.
Federal Work Study (FWS) The FWS Program provides funds for part-time employment to help needy students to finance the costs of post-secondary education. FAFSA
Scholarships Phoenix College offers a general scholarship application online and will announce additional scholarship opportunities throughout the year. Scholarships do not have to be repaid. Criteria may be based on academics, financial need, donor interest, careers, field of study, personal traits, etc. Students are encouraged to apply for additional local and national scholarships. MCCCD Foundation Scholarships